The reality of adopting financial innovation in Algerian institutions. Alijtihed Journal on Legal and Economic Studies, [S. l.], v. 15, n. 01, p. 30–50, 2026. DOI: 10.36540/zk1p8j72. Disponível em: https://alijtihed.univ-tam.dz/article/view/254.. Acesso em: 31 mar. 2026.