آلية حماية الودائع المصرفية في ظل النظام البنكي الجزائري رقم 20-03 المؤرخ في 15 مارس 2020

Abstract

This study aims to research a very important issue for banking financial transactions related to protecting bank deposits and ensuring the rights of depositors when the bank stops paying, where the concept of the bank deposit guarantee system was discussed in addition to the bank deposit guarantee company and its main features, then the study presented the most important controls and provisions related tosystem 20-03 dated 15 March 2020.

One of the most important findings is that the bank deposit guarantee system does not include all funds deposited with the bank, In addition to the limited compensation, where the maximum should not exceed two million Algerian dinars, regardless of the number of deposited with the same bank.